Be aware: The term ‘IDV’ refers to the most declare your insurer pays in case your vehicle is damaged previous repair or is stolen. Suppose the market value of your automotive is Rs. eight lakh once you purchase the coverage. This implies the insurer will disburse a most quantity of Rs. 8 lakh. Safety measures: Earlier than your car insurance coverage protection protection expires, contemplate the set up of security devices resembling door lock or window locks as putting in these items will lower your premium whenever you renew your automotive insurance protection coverage on-line. The surplus is the amount …